Combining instant in-branch and instant digital card issuance allows FIs to provide a payment vehicle to any customer, anytime, anywhere. Whether it’s an existing uncarded account, a new account, or a lost/stolen card, cardholders can have a functional card at their fingertips when they walk out of the branch, or as they walk into a store to make a purchase. What used to take five to 10 business days can now be done immediately instantly and on-demand, maximizing the customer experience and leading to higher usage and increased retention.