Julie Conroy

Julie Conroy is a research director within Aite Group’s Retail Banking practice, and covers fraud, data security, anti-money laundering, and compliance issues.


Ms. Conroy brings to Aite Group more than a decade of hands-on product management experience working with financial institutions, payments processors, and risk management companies. Most recently, she was a senior vice president of product management with Golden Gateway Financial, where she developed and managed new financial services lines of business. Prior to that, she was vice president of product solutions with Early Warning Services, where she managed a suite of fraud prevention services that provided clients with more than US$1 billion per year in loss avoidance. Under Ms. Conroy’s leadership, Early Warning launched multiple new solutions to successfully detect and prevent fraud; further, she was a key member of the team that facilitated the spin-off of Early Warning Services from First Data Corporation to Bank of America, JPMorgan Chase, Wells Fargo, and BB&T. She also led operational process improvements for NextCard, identifying points of compromise and implementing solutions to reduce fraud and operational expenses. She began her career as a research analyst at E*Offering, where she analyzed online financial services and risk management firms.


Ms. Conroy has presented at numerous risk management conferences, including BAI Payments, NACHA, the Members United Economic Forum, MasterCard Global Risk Symposium, and various vendor user conferences. She has been quoted in various media outlets, including The Wall Street Journal, U.S News and World Report, American Banker, Smart Money, and NPR.


Ms. Conroy received her M.A. in International Policy from the Monterey Institute of International Studies and her B.A. in Business Administration from the Michigan State University Honors College. She is fluent in Spanish and working hard to learn French.