Since 2013,10 billion consumer records have been breached, exposing credentials and personally identifiable data.  With all this exposure, how do consumers confirm it is them on the other side of the keyboard? Financial institutions have developed layered capabilities to detect and prevent identity fraud. Join this session to discuss the need for an ID system, and how the financial services industry can collaborate on solutions to fight new fraud types, secure consumer PII, while reducing friction in the application process for consumers, banks and other industries.