David Albertazzi is the research director for Aite Group’s Retail Banking & Payments practice and focuses on retail bank channels and core banking technologies. He specializes in technology solutions used by banks and credit unions to support their mobile banking, online banking, branch, ATM, and call center channels, and he assesses the strategies and technology implementations of financial institutions of all sizes. His recent research has addressed digital banking trends and technologies, including cloud computing, consumer mobile banking, digital onboarding, and the drivers of global core banking system replacement. Mr. Albertazzi also covers electronic bill payment and presentment.

Most recently, Mr. Albertazzi served as senior director of product management for banking services at Online Resources Corporation, where he was responsible for overall online banking product strategy and product management. Prior to ORCC, he was vice president of product management at Mechanics Bank, where he led new product development as well as initiatives to promote product offerings, including those for the digital channels.

Mr. Albertazzi has been quoted in various media outlets, including Bloomberg, The New York Times, USA Today, CNN Money, American Banker, Bank Systems & Technology, Bank Technology News, and Credit Union Times.

Mr. Albertazzi holds a Graduate Business Degree with a concentration in Finance and Marketing from Institut de Formation aux Affaires et à la Gestion (IFG) in Lyon, France. He also holds a B.A. from the University of Lyon. He is fluent in both English and French.