Moderator: Erika Baumann, Senior Analyst, Aite Group

Speaker: Jim Maimone, CTP, SVP, Senior Payment Hub Product Manager, Citizens Bank

As more financial institutions enable RTP payments, use cases are moving beyond the biggest corporations. Many of the latest financial instructions to go live are credit unions and community banks that are or will be offering real-time capabilities to rival their regional and superregional competitors. Every financial institution should be taking note of the increased market penetration of real-time payments and the use cases that are focused on the small-business space. This session will discuss these use cases as well as how to educate and market to the small-business market specifically.