David is the Chief Commercial Officer for Schroders Personal Wealth, a joint venture financial advice and wealth planning business between Lloyds Banking Group Plc and Schroder Plc. David was instrumental in establishing this new business in the summer of 2019 and launching it proposition, having previously been the Commercial Director for Lloyds Private Banking. David has previously held a variety of senior roles across Lloyds Retail and Commercial Banking businesses.