Real-time payment capabilities on The Clearing House’s real-time payments rails have penetrated over 50% of the demand deposit accounts in the U.S. Other real-time payment methods, such as Mastercard Send and Visa Direct, are also becoming more popular as the demand for real-time payments continues to grow. The question of offering real-time payments to business clients has moved from “if” to “when.” As more banks are in the thick of implementation and enablement planning, it becomes important to look at how far real-time payments have come in the U.S. and look under the surface at the components of successful planning and launch. This panel session will provide an industry update on the adoption of real-time payments and take a closer look at:

• The use cases that are most important within various segments of the market
• Methods available today and the value of providing payment choice without overwhelming customers
• The most important pre- and post-launch activities