After more than 24 years working on different Financial Institutions designing and deploying standard and tailor-made solutions on Trade Finance and Payments for individuals, SMEs and Corporates, as good rock & roll lover 7 years ago switched to focus on payments, so-called former most-boring finance-related topic…that ended proving not-to-be so. Words as Instant Payments, Cryptocurrencies, Open Banking, Embedded Finance, Request to Pay, Instant crossborder payments, PSD2, Open Finance and some appearing everyday are part of his daily life and he is always happy to share his insights…preferably physically.